Which is the best LTC insurance plan?
The answer to this question is different for each person or couple. The goal is to purchase the best plan based on your age and health factors. Or, to put it another way, you want the best benefits from a top-rated company--at the lowest cost. That's why we first ask you for your health information and age before we make any recommendations on our "Free LTC Quotes" page.
It is very important that you reveal all of the medications that you take, as well as any health conditions, so that accurate quotes will be generated. Otherwise, when the insurance company receives your medical records, they may give you a higher rate than originally quoted, based on your true health history. The best LTC insurance plan will be the lowest cost plan based on your true health history.